When purchasing auto insurance your agent is required to offer you medical payments coverage, Med Pay, for short. But what is Med Pay and why should you consider adding it to your automobile insurance policy?    You may be thinking, “I already have health insurance, so why should I purchase additional Med Pay coverage?” Med…

By Susan Vanderburgh You are driving on a freeway and the traffic comes to a sudden stop.  Luckily, you were able to stop in time and did not collide with the vehicle in front of you.  However, the person behind you was not able to stop in time, so that vehicle behind you crashed into…

The raw data on car accident fatalities tells us that the majority of Americans killed in car crashes are men.  But this statistic masks a troubling and relatively unknown fact: when a car crash does occur, women are at significantly greater risk of injury or death.  In a study published by the National Highway Traffic…

Since the COVID19 pandemic hit in early 2020, more employees have been working from home, fewer people have been traveling, and everyone has been living a more sedentary lifestyle in general.  It’s only logical that this would result in a lower number fatal car crashes per million vehicle miles driven—less activity should lead to fewer accidents.  As…

Dear Friends and Clients, As we enter the rainy season, it is more important than ever to take precautions against slip-and-fall accidents. For the elderly in particular, a slip-and-fall can have life-changing medical and financial consequences. Over the years we’ve seen numerous instances of dangerous conditions that don’t immediately come to mind. In light of…

There has been a lot of recent talk about the link between talcum powder and ovarian cancer. Unfortunately, concerns about this connection appear to be well founded. In 2006, the International Agency for Research on Cancer classified the use of talc-based body powder in the perineal (genital) area as “possibly carcinogenic to humans.”1 This is…

If you live near the Los Angeles suburb of Porter Ranch, there is no doubt you are already familiar with the massive uncontrolled natural gas leak that is presently causing large numbers of people in the area to fall ill.  The leak, which sprung from a natural gas facility owned by Southern California Gas Company,…

Cycling has seen a recent surge in popularity, and with it, a surge in bicycle versus car accidents.  Most people know that if you are injured by a car while riding a bicycle, you can file a claim with the driver’s auto insurance to obtain compensation for your injuries.  But what if the driver fled…

Most people who own vehicles have something called collision coverage as part of their auto insurance policy.  Collision coverage insures the policy holder’s vehicle against damage or destruction regardless of who is at fault for the accident.  This, of course, gives people a valued sense of security about the often significant investment they’ve made in…

In a blow to the rights of franchise employees, the California Supreme Court issued a ruling last week in Patterson v. Domino’s Pizza, LLC that significantly limits franchisor liability in employment and tort matters.  Specifically, the Court ruled 4-3 that a franchisor is not vicariously liable for sexual harassment perpetrated by an employee of a…

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